:root{--ink:#071b2f;--green:#087f5b;--green2:#0aa06e;--gold:#f2a900;--muted:#5d6b7a;--line:#dce5e9;--soft:#f3f7f6;--white:#fff;--danger:#a51d1d}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;background:#fff}a{color:inherit}.wrap{width:min(1180px,calc(100% - 36px));margin:auto}.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.nav{height:76px;display:flex;align-items:center;gap:28px}.brand{font-size:21px;font-weight:900;text-decoration:none;white-space:nowrap}.brand b{color:var(--gold)}.brand span{color:var(--green)}.links{margin-left:auto;display:flex;align-items:center;gap:24px}.links a{text-decoration:none;font-size:14px;font-weight:750}.button,.btn{display:inline-flex;justify-content:center;align-items:center;min-height:44px;padding:0 20px;border:0;border-radius:12px;background:var(--green);color:white;text-decoration:none;font-weight:850;cursor:pointer}.btn.alt{background:white;color:var(--ink);border:1px solid #b8c7cc}.hero{background:linear-gradient(120deg,#061a2d 0%,#083b39 60%,#087f5b 100%);color:white;padding:76px 0 68px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center}.eyebrow{color:#63efbe;text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:900}.hero h1{font-size:clamp(40px,6vw,70px);line-height:.98;letter-spacing:-.05em;margin:16px 0 22px}.hero p{max-width:670px;color:#d5e6e4;font-size:18px;line-height:1.65}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.hero .alt{background:transparent;color:white;border-color:#7fa09d}.notice{padding:25px;border:1px solid rgba(255,255,255,.25);border-radius:24px;background:rgba(255,255,255,.1);box-shadow:0 20px 45px rgba(0,0,0,.18)}.notice strong{display:block;font-size:20px;margin-bottom:10px}.notice li{margin:12px 0;color:#e8f4f1}.trust{background:#05172a;color:white;padding:16px 0}.trust-row{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;font-size:13px;font-weight:750}.section{padding:74px 0}.section.soft{background:var(--soft)}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:30px}.section h2{font-size:clamp(30px,4vw,48px);line-height:1.05;letter-spacing:-.04em;margin:8px 0}.section-head p{max-width:520px;color:var(--muted);line-height:1.6}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:20px;padding:24px;background:#fff;box-shadow:0 12px 30px rgba(7,27,47,.05)}.card .num{display:inline-grid;place-items:center;width:38px;height:38px;background:#e2f5ee;color:var(--green);border-radius:11px;font-weight:900}.card h3{font-size:20px;margin:17px 0 10px}.card p{color:var(--muted);line-height:1.6;font-size:14px}.card a{color:var(--green);font-weight:850}.calculator{display:grid;grid-template-columns:.85fr 1.15fr;gap:25px}.panel{border:1px solid var(--line);border-radius:24px;background:#fff;padding:28px;box-shadow:0 14px 38px rgba(7,27,47,.06)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field label{display:block;font-size:13px;font-weight:800;margin:0 0 7px}.field input,.field select,.field textarea{width:100%;min-height:46px;border:1px solid #c8d6dc;border-radius:10px;padding:11px 12px;font:inherit;color:var(--ink);background:#fff}.field textarea{min-height:110px;resize:vertical}.full{grid-column:1/-1}.results{display:grid;grid-template-columns:repeat(2,1fr);gap:13px;margin-top:18px}.result{padding:18px;border-radius:15px;background:#eef7f4}.result small{display:block;color:var(--muted);font-weight:700}.result strong{display:block;font-size:24px;margin-top:5px}.fine{font-size:12px;color:var(--muted);line-height:1.55}.checklist{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.check{padding:15px;border:1px solid var(--line);border-radius:13px;background:#fff}.check input{accent-color:var(--green);margin-right:9px}.status{padding:15px;border-radius:12px;margin-bottom:18px}.status.ok{background:#e4f7ed;color:#08603f}.status.error{background:#fff0ef;color:var(--danger)}.warning{border-left:5px solid var(--gold);background:#fff8e5;padding:20px;border-radius:8px;line-height:1.6}.official{display:grid;grid-template-columns:repeat(4,1fr);gap:13px}.official a{display:flex;min-height:96px;padding:17px;border:1px solid var(--line);border-radius:15px;text-decoration:none;font-weight:850;align-items:center;background:white}.official a:hover{border-color:var(--green);transform:translateY(-2px)}footer{background:#06182a;color:white;padding:50px 0}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:30px}.footer-grid h4{margin:0 0 14px}.footer-grid a,.footer-grid p{display:block;color:#b8c8d4;text-decoration:none;font-size:14px;margin:9px 0;line-height:1.6}.legal{border-top:1px solid #294052;margin-top:35px;padding-top:22px;color:#9db0be;font-size:12px}.menu{display:none}.hp{position:absolute;left:-9999px}.badge{display:inline-block;padding:7px 11px;border-radius:999px;background:#e8f5f0;color:var(--green);font-size:12px;font-weight:900}@media(max-width:900px){.links{display:none}.menu{display:block;margin-left:auto}.hero-grid,.calculator{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.official{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero{padding-top:54px}.nav.open{height:auto;padding:18px 0;flex-wrap:wrap}.nav.open .links{display:flex;order:3;width:100%;flex-direction:column;align-items:flex-start}}@media(max-width:620px){.wrap{width:min(100% - 24px,1180px)}.cards,.form-grid,.results,.checklist,.official,.footer-grid{grid-template-columns:1fr}.section{padding:54px 0}.section-head{display:block}.hero h1{font-size:43px}.actions .btn{width:100%}.nav{height:68px}.brand{font-size:18px}}