NHF Mortgage
For eligible NHF contributors seeking finance through accredited Primary Mortgage Banks. Review official conditions before applying.
Official product details ↗Property finance guidance
Plan your path to a home.
Understand NHF-linked options, estimate repayments, prepare documents and request guidance—without sharing sensitive banking or identity credentials.
✓ Secure enquiry handling✓ Clear fraud warnings✓ Official outbound links✓ Mobile-friendly tools
Explore your options
Finance routes explained simply
Use these summaries to identify what to investigate. Product availability and approval remain with FMBN and participating institutions.
Diaspora Mortgage
Information for Nigerians abroad exploring qualified home ownership routes and required documentation.
Official diaspora details ↗Rent-to-Own
A housing route that may allow qualified beneficiaries to occupy a home while making scheduled payments.
Official Rent-to-Own details ↗Home renovation
Prepare your project scope, income evidence, cost estimate and property documents before discussing renovation finance.
Ask an adviser →Construction planning
Estimate land, building, professional and contingency costs before selecting a construction finance route.
Run an estimate →Not sure yet?
Complete the readiness check and send a non-sensitive enquiry. We will help you identify the right official next step.
Check readiness →Planning calculator
Estimate your monthly repayment
Change every value, including interest rate. This calculator is illustrative and does not quote or guarantee an FMBN rate.
Rates, fees, insurance, eligibility and repayment rules may differ. Confirm all figures with the official institution before making a commitment.
Estimated loan—
Monthly repayment—
Deposit ratio—
Payment / income—
Estimated total repayments—
Readiness questionnaire
A quick preparation check
This does not determine eligibility and is not transmitted to us.
Document planner
Prepare before you apply
0 of 8 prepared
Exact documents vary by product and applicant. Download current forms from the official FMBN resources page.
Do not upload these documents to this website. Submit sensitive documents only through verified official channels.
Verified destinations
Continue on official FMBN services
Every link opens in a separate tab. Check the domain before entering personal information.
Human guidance
Speak to a mortgage adviser
Send only the basic information needed to understand your request. We will never ask for your password, OTP, BVN, NIN or card details.
Fraud warning: Never pay an individual to “guarantee” FMBN approval. Verify requests using official channels and keep receipts for every legitimate payment.